Get Outside This Fall and Winter!

The other day as I was driving my sons to school, my middle son was complaining that he hated this time of year and the cold and rain. He said he wished we could move from our home in Snohomish County to Arizona where Grandpa and Grandma are now and where it’s always sunny and warm (when he was younger he use to say Arizona was “shiny”) My youngest piped in and said “Oh no you better think about this! You know how mom is always saying get outside and blow some stink off? If we lived in Arizona we would never get to play XBox!

As I smiled in the front seat and tried to contain my laughter I thought yes, Arizona is nice and I do love the sunshine but, I think in the Pacific Northwest we appreciate the sun more. We search for outside activities for when it is nice outside, regardless of the time of year, so we can run out and enjoy the beauty this great state of Washington has to offer.

 

So I say to all of you- Go outside and blow some stink off!

And here is a great list of ideas and links from parks to hikes and everything in between.

Want more? How about the Best of Western Washington winners? For ideas on where to eat, shop and play? Check these locals out and it will be sure to be a wonderous fall!

http://www.snohomishcountyhomesinc.com

 

Explore Snohomish County

Cool Tips Your Way

 

Its warming up around here so go and have some fun out there! Here are a few great links to get you started.

 

Snohomish County website

Attractions
Comcast Arena
Evergreen State Fair
Jetty Island
Mount Baker
Seattle Premium Outlets
Stevens Pass

Information
Lynnwood Chamber
Marysville Tulalip Chamber
Mukilteo Chamber
Snohomish County cities
Snohomish County tourism

Sports
Everett AquaSox
Everett Silvertips

Safety in our Neighborhoods

Today on Facebook a local neighbor said a carpet cleaning truck came to her door and tried the door handle. She of course was freaked out and locked the door very quickly. 

Hence the title of today’s blog.

This mom happens to be in one of my son’s Boy Scout troops so I am sure I would have heard about it but what if your not facebook friends or in the local sports and activity groups?

Here is a neat new neighborhood tool NextDoor.com that I recommend checking out. In today’s age of social media what a great way to connect with your neighbors. Look out for each other and help to keep the neighborhood safe. Organize events, find out who the babysitters are, referrals for everything from electricians, plumbers and your neighborhood Real Estate Agent (Okay, I had to put that in there). We don’t all live in HOA’s where there ‘s a home owner website so this empowers us to all be involved and protect ourselves and our kids.

Another great neighborhood tool – Crime Mapping http://www.crimemapping.com/
Is also from the above mom that inspired today’s blog. She mentioned it one day and I thought what a great tool for my home-buyers and especially for my relocation families. I know the great neighborhoods and is where my expertise comes in but, this shows so much more than I can tell you. Crimes, nuisances and suspicious activity in the area. If it was reported you can see it. You can set it up to be from .25-2 mile radius and even check what crimes you want to be notified about. Then once a week you get an email. I set ours up around our house and it was a bit surprising to see the neighborhood mischief going on. Luckily I was relieved and nothing major but very interesting and a bit addicting too. 

I hope you find these sites interesting. Let me know what you think and please let me know of other sites you may know of or use. I would love to share. 

Stay Safe Everyone!

How the shutdown will affect Home loans

Hello everyone,

As a Real Estate Broker I was very curious this morning on how the Government shut down may effect all of us and of course concerned. I was also wondering how this may effect my in process buyers and my sellers looking for pre-approved buyers. Below is an update that I received from one of the lenders I work with and wanted to get out to everyone that is in the middle of purchasing a home, starting the loan process or considering purchasing a home.

At this time here is how the shutdown will affect Home loans.

The biggest problem is that every loan needs a 4506T which is verification from the IRS to confirm the buyer’s income tax filings over the last two years. Since the IRS is not working, we will be held up from closing if the 4506T has not yet been processed. For our loans in process this usually gets ordered very early in the process and is then out of the way. If it has not been ordered yet then we can do it late in the transaction but we need the IRS to get back to work before we can receive the results of the 4506T form.

USDA is also a problem because we need their approval before closing these loans and they are not working during the shut down.

HUD / FHA: The FHA should not be significantly impacted, providing the shutdown is brief. HUD has provided the following information that applies to our daily operations:

FHA will be able to endorse single family loans, however, only a limited number of FHA staff will be available, so the process may take longer.

Should FHA run out of commitment authority during a shutdown, then all lenders’ Lender Insurance approval will be temporarily suspended.

VA: Continue originating VA loans; the Department of Veterans Affairs (VA) will continue to operate if there is a government shutdown.

Rural Housing / USDA:

1) On Friday 9/27, USDA Rural Development issued notice that the existing eligible areas will be preserved until further notice. This is good news! When the Continuing Resolution (CR) passes the eligible areas will remain eligible through the expiration of the CR allowing congress and others more time to find a permanent solution.

2) Regarding the CR, now that the government is partially shut down, the USDA employees have been furloughed – Conditional Commitments and Loan Note Guarantees won’t be processed. If it’s a short shutdown then the impact should be minimal, if at all. If it’s an extended shutdown then this will affect turn-times, lock expiration’s, and purchase contracts because Conditional Commitments won’t be issued.

Internal Revenue Service (IRS):

The IRS has indicated that they will not process any forms, including the issuance of tax return transcripts (Form 4506T) during a government shutdown, which will delay loan processing.

We will keep you informed as we learn more about the government shutdown and its implications on the mortgage and Real Estate industry.

www.snohomishcountyhomes4u.com

Relocating to Snohomish County? How about some statistics?

If you are thinking of relocating to Snohomish County or already live here but curious about the demographics in your area then check this out!  Also great for Boeing employees relocating to Washington State. Perfect to bring you up to speed with the different cities.

You can put in any zip code not just Snohomish County- ANYWHERE. Very informational with school statistics, basic information and you can even compare stats. Thinking of moving from Everett to Mukilteo? Than compare. Want to see a colorful map of Millcreek demographics or a Map of Snohomish County? Check it out. Very simple.

If your considering a move you need to check out site!  Get my zip!

Relocating to Snohomish County? How about some statistics?

If you are thinking of relocating to Snohomish County or already live here but curious about the demographics in your area then check this out!  Also great for Boeing employees relocating to Washington State. Perfect to bring you up to speed with the different cities.

You can put in any zip code not just Snohomish County- ANYWHERE. Very informational with school statistics, basic information and you can even compare stats. Thinking of moving from Everett to Mukilteo? Than compare. Want to see a colorful map of Millcreek demographics or a Map of Snohomish County? Check it out. Very simple.

If your considering a move you need to check out site!  Get my zip!

>Traffic Alert For Seattle

>

Traffic Alert!
The WSDOT will shut down all lanes of I-405, in both directions, through downtown Bellevue April 1-4. They will be removing the old NE 12th St. Bridge. This closure will begin 11pm on April 1 and finish on April 4 at 4am. For more info visit www.wsdot.wa.gov

Traffic Alert For Seattle

Traffic Alert!
The WSDOT will shut down all lanes of I-405, in both directions, through downtown Bellevue April 1-4. They will be removing the old NE 12th St. Bridge. This closure will begin 11pm on April 1 and finish on April 4 at 4am. For more info visit www.wsdot.wa.gov