Neighborhood Of The Week

This quiet peaceful new neighborhood located off of Soper Hill Road in the Marysville city limits and in Lake Stevens School district is my pick of the week. Shasta Ridge residents enjoy a 1.5 acre park with full basketball court, play area, large NPGA, territorial views and located on a quiet dead end street.
I love the mix of town-homes with great size yards that started last year at $157K but sold so quickly that prices have jumped up drastically ending the final phase of 3 different style homes at 178K.
The high quality of Belmark service has just started the last phase of single family homes. These new homes have great size lots for new construction and they come with fully landscaped front and back yards!  With a bedroom/ den on the main the Adams floor plan, for example, is very open & spacious. 3bdrms, 2.5 bath’s, granite slab island & counters throughout (standard)! There will even be a few models larger with Daylight basements.
Currently these are priced at $254K and $257K and for a short time the builder will give 2% in a closing bonus! Interest rates just dropped again but prices are definitely on the rise. There are only 5 homes left so come take a look now while they are still available.
Give me a call or send me an email for you personal tour

How Much Of A Home Do You Qualify For?

 Keys House

You have saved a down payment, cleaned up your credit, have been looking on-line dreaming for months now and finally have found a great Realtor to help you. So now what? Go out looking at homes? Not so fast. You need to find out how much of a house  you can buy? It does no good to look at $350K homes when you are more in the 250K range. If you start, believe me, it will be very had to settle in your mind on what you saw and what you can get. You need to meet with a lender and get the good news- “Yes you are pre-approved for a motgage of _____.

Have you  ever wondered how they come up with what they do and what formula is used?  The chart below is a handy guideline to reference what your payment would be based on your income and how much home you can afford. Look how interest rates play into this. Its huge! For example, we bought our house in 1998 and paid a whopping 7.25%!  Look at the difference today versus then. In other-words you can afford more house now. I bank with BECU and checked current rates today they are at 3.881% for a 30 year. In the 4rth quarter of 2012 rates were about 3.36%. There coming up!

We know these great rates wont last forever so if your on the fence take a look at what your payment would be and see if it makes sense for you. For example here in Snohomish County rents are around the monthly payment for a $300K  single family home. Crazy huh?

If you decide now is the time contact me and lets get started ! 

Interest Rate 3.25% 4.25% 5.25% 6.25% 7.25%
Monthly Payment $1,266 $1,377 $1,496 $1,620 $1751
Monthly Income $3,246 $3,542 $3,835 $4,155 $4,489
Hourly Pay $18.73 $20.37 $22.12 $23.97 $25.90
Payment $1,572 $1,712 $1,860 $2,015 $2,179
Income $4,032 $4,389 $4,768 $5,168 $5,586
Hourly $23.26 $25.32 $27.51 $29,81 $32.23
Payment $1,879 $2,046 $2,223 $2,411 $2,606
Income $4,817 $5,246 $5,701 $6,181 $6,683
Hourly $27.79 $30.27 $32.89 $35.66 $38.55
Payment $2,185 $2,380 $2,587 $2,806 $3,034
Income $5,603 $6,103 $6,634 $7,194 $7,780
Hourly $32.33 $35.21 $38.27 $41.50 $44.88

Deal of the Weekend is here at Shasta Ridge

Its a bit of a rainy and cool day but if your in the market for a new home its the perfect day to come out looking and take advantage of the best interest rates ever! Plus take a look at the deal of the weekend!

Today, I am up at Shasta Ridge in Marysville. This is a brand new community right off of Soper Hill Rd bordering Lake Stevens and Marysville. If you are in the market for a home you need to come up and see us!

We are selling out very quickly and future phases that were not going to be released until 2013 are already starting to be built. I knew they would have to as the prices are so incredible and these homes are just perfect for first-time home buyers, singles, folks looking to downsize or just anyone looking to live in a nice area and in a new home!

As for the deal of the weekend-  I am excited to announce that we just had a Rainier Model come back on the market.  The Rainier Plan is an open & spacious 1,358 asf home w/3 bdrms, 2.5 baths, energy efficient lighting, window screens, granite slab island & counters (STANDARD) throughout. Fully landscaped front & back yards; plus this one has a very large back and side yard.

 The best part? Price, Value and location! At $164,950 you cannot beat this deal and I am sure it will be gone by the end of the weekend.

While your here don’t miss our 1.5 acre park w/full basketball court, play area, large NPGA and the beautiful territorial views in the Lake Stevens school district. With the high quality service of Belmark Homes you cant go wrong on these Super quiet and energy efficient town-homes and 13 Single Family homes coming soon.

Give me a call for your own personal tour!